Hope For Home Owners

HOPE for Homeowners

The HOPE for Homeowners (H4H) program was created by Congress to help those at risk of default and foreclosure refinance into more affordable, sustainable loans. H4H is an additional mortgage option designed to keep borrowers in their homes.

The program is effective from October 1, 2008 to September 30, 2011.

As many as 400,000 homeowners could avoid foreclosure through this program over the next three years. If you are having trouble making your mortgage payments, HOPE for Homeowners may be able to help you, by refinancing your loan into a new 30-year fixed-rate loan with lower payments.


How the Program Works

There are four ways that a distressed homeowner could pursue participation in the HOPE for Homeowners program:

Homeowners may contact their existing lender and/or a new lender to discuss how to qualify and their eligibility for this program.

Servicers working with troubled homeowners may determine that the best solution for avoiding foreclosure is to refinance the homeowner into a HOPE for Homeowners loan.

Originating lenders who are looking for ways to refinance potential customers out from under their high-cost loans and/or who are willing to work with servicers to assist distressed homeowners.

Counselors who are working with troubled homeowners and their lenders to reach a mutually agreeable solution for avoiding foreclosure.


From FHA

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Eastvale Corona Valley California Short Sale

This is a steel at this price$399,000.
Original price of $672,500.
Act Now and Save. Make your best offer.
5 bedrooms 4 bath. 3599 Sf. home and 8276 Sf. lot. Kitchen granite and bathrooms counter tops, foyer entrance, two stair cases, living room, family room w/fireplace, large kitchen island, formal dinning and nook, tile floors and carpet, up graded cabinetry, cathedral ceilings, 1 bdr+1bth on main floor, loft and 3 bth up stairs,master suite/retreat, master bth, walking closet, shower/tub, his and her vanity, custome paint, BBQ island, large back yard, color stamp slab, 3 tandem car garage. Seller will replace appliances, lighting fixtures w/builder originals. cover window to be remove, BBQ greel, cook top and food warmer will be remove.



Lupe Medina/Realtor. 909-964-2646
Oscar Matamoros/Marketing. 714-609-3434
http://www.homesbyarea.com/
homesbyarea@gmail.com

"What Can You Do To Sell Your Home Fast"

What Can You Can Do to Sell Your Home Fast.
Have you listened to the news "Real Estate reports" about today's market, you may think that selling your property will be impossible. What the news won't tell you, is that there are people every day looking for homes and looking to find great deals. They are looking to buy fast to avoid interest rate hikes or prices to go up too. Buyers know that there are sellers willing to lower their home prices and ready to negotiate.
Your first move is to find a realtor that will provide you with all the tools, good presentation and a good image. This realtor most have a strong web site presence. This will assure you of having your property listing on every place possible and for buyers to find your For Sale home.
Pricing your home right is the most important thing to do. You most be provides with the right information on your neighborhood lattes active and sold properties

Be motivated and ready to deal with the low or height's of your selling experience, make your property easy to be access by buyers agents. Staging your home will get it ready to be sold by making your home attractive to anybody walking through. Make the out side attractive by bringing some color to your front yard. Small investment could bring a large profit.
Move all the bulky furniture's and remove the exes of personal items. Organise your closets and set your bed every morning before going to work. keep your window curtains open to bring light in to your home to make the buyers welcome. Have your carpet professionally clean.
If you have pets make arrangements to have them be away from your living areas. You best buyers could well be allergic to pets and pass on the opportunity to buy your home

Your Listing agent should be able to provide the right information and ideas.

Selling and buying is a win win situation

By Lupe Medina/Oscar Matamoros