Loan Modification

Must home owners knows that there is help available from their lenders, and programs that will help them stay on their home, what they don’t know is that the firs line of defense by the lenders is to get the home owner true their "Collection Department" here you will be ask question and or try to squeeze money from you before they offer you any consolation. You will be ask for your financials and the reason of your delinquency, you also be ask to write a Hardship letter and provide your last w2 form, probably your last year taxes, proof of income.
After all this documents are provided to them, they will probably offer you a reinstatement of your loan, prepayment plan, forbearance, modification or refinance and all these if you qualify. Must home owner get them self in a situation in which accept the program offer by the collection department. Doing this by your self as suggested by the banks, is putting your self in harms way. We all know that the bank is not out to provide you with the help needed but to help them self, so what make you believe that they will offer you the best modification available to you. I am not suggesting that you should pay an expert to this for you, but to think before you act. If you make the decision to call your self to negotiate a modification; I will strongly suggest getting sufficient information prior to embark in this difficult decision.

There are groups that belong to the "HOPE NOW" alliance find them to obtain more inforamtion. I will sugets to call The Home Defenders Center" at 888-250-4230

or call 714-927-1952 to order your Modification Manual 101 put out by a real estate agent. A simple way to understand the modification proccess and a how to doit your self guide.

Lupe Medina

“HOPE NOW ALLIANCE”

Re/Max Metro is an authorize member of “HOPE NOW ALLIANCE”
Lupe Medina as a Realtor for Re/Max Metro will provide the ethical service that most home owners are looking fore. If you or any body you know needs advice and help to resolve a present mortgage condition such as delinquency, foreclosure, rates are about to adjust or can not longer sustain a mortgage payment, call Lupe Medina for more information. A team of experts are ready for you and will help you in working with your bank on getting a modification and establish a professional communication with the work out department. You must not try it by your self; we are professionals with experience in talking to Banks. There are many others offering these services and the questions should be, are they members of “HOPE ALLIANCE”? Or just trying to take your money and run away with your hopes and dreams.
Email your appointment request and include your name, address and phone number and we will be contacting you as soon as possible.


Homesbyarea@gmail.com
Lupe Medina/Realtor 866-466-6650 Cellular 909-964-2646
Oscar Matamoros/Marketing 714-609-3434
homesbyarea.com